38 days ago by Anne

My blogging friend Souldipper blessed me with a particularly relevant post today. She calls it Making Spiritual Down Payments, and it’s worth perusing, especially if your clientele leans even a little bit towards the spiritually progressive. The first part of … Continue reading →

The Green Ink Well - thegreeninkwell.com · 4 references

51 days ago by ForSaleByOwner.com

Only two shopping days left till Christmas! It’s the danger zone when you can veer off course and accidentally spend more than you intended. The 2011 season has been marked by self-gifting – shoppers buying nearly as much for themselves as they are for family and friends. Impulse buying is fun, if y ...

ForSaleByOwner.com: Blog - blog.forsalebyowner.com · 3 references

53 days ago by Joe Wallace

Borrowers who take out FHA insured mortgages are eligible to apply for FHA Streamline Refinancing loans, which features reduced paperwork and underwriting requirements in many cases compared to other refinancing options including cash-out refinancing loans and similar transactions. There are plenty ...

FHA News and Views - fhanewsblog.com

54 days ago by sarafoltz

A national survey commissioned by Better Homes and Gardens® Real Estate has found that baby boomers are part of a growing trend in which they are helping their children or grandchildren become home owners. According to the survey, one in five baby boomers has already gifted, loaned or co-signed a lo ...

The Cincy Life - thecincylife.com · 1 reference

59 days ago by Joe Wallace

In a recent blog post we discussed the FHA Energy Efficient Mortgage Loan (EEM) and some of the basics of the program. The FHA EEM is for new purchase and refinancing mortgages and lets the borrower finance additional costs of energy-efficient upgrades or improvements to the home. Because the FHA lo ...

FHA News and Views - fhanewsblog.com

59 days ago by Jeff Esterkes

On November 18, President Obama signed legislation to restore higher limits for mortgage loans backed by the Federal Housing Administration. While this news was met with little fanfare in the media, it's an important milestone in the continuing recovery of the real estate market. The intent of the h ...

JeffEsterkes.com - jeffesterkes.blogspot.com

60 days ago by Joe Wallace

There are many reasons why a military member could choose to apply for an FHA insured home loan instead of applying for a VA mortgage. Those reasons may include occupancy issues, personal choice when considering FHA loan fee structures versus VA insured mortgage fees, etc. The decision to purchase a ...

FHA News and Views - fhanewsblog.com

61 days ago by Brodie Stephens

The New York Times With most lenders requiring borrowers to put down at least 20 percent as a down payment – unless using an FHA or VA loan, or purchasing mortgage insurance – the best holiday gift some people might receive would be help with a down payment on a house. Making sense of the story Acco ...

Brodie Stephens- Broker ... - brodiestephens.com · 1 reference

61 days ago by Joe Wallace

In July 2011, the Obama administration announced changes to the FHA loan program which requires lenders to extend FHA loan forbearance to unemployed borrowers. This change affects those who already have FHA mortgages rather than those applying for them; the new rules “require servicers to extend the ...

FHA News and Views - fhanewsblog.com

64 days ago by ForSaleByOwner.com

Friends and family want to give you money towards your home down payment. Follow these guidelines to comply in advance with lending guidelines. Federal tax law, each person can give up to $13,000 to any one other person in any calendar year. A married couple can give up to $26,000 to another person. ...

ForSaleByOwner.com: Blog - blog.forsalebyowner.com · 3 references